Purchase Home with Chris Tsamoudakis and First Coast Financial
Step 1: Making decisions
Is buying really the best option? Buying a home might not necessarily always be the right decision for everyone. For some, renting is a better option. To make the best decision, weigh out the pros and cons of buying versus renting.
How much can you afford?
What type of home do you want to own?
Ask an expert
Step 2: Let’s get started
Now that you’ve done your homework and reached your decision to buy a home, let’s get started!
Building a Budget
Your interest rate
Step 3: Prequalification
You may be wondering what exactly is prequalification.
Prequalification is an estimate of what you might be able to borrow. Aside from submitting to a credit check, your lender will ask that you provide information about your income and assets. Your lender then can give you an estimate of your loan program and loan amount.
Benefits of getting Prequalified
More need-to-knows for Prequalification
Step 4: Begin your Search
Type of Neighborhood
Type of Home
Type of Features
Step 5: The Process
Now that you’ve found the perfect home, what’s next?
Extending an Offer
This is the final step and now you know what to expect!
Chris Tsamoudakis with nearly 19 years of experience in Purchase Loan, Refinancing and Home Equity can help you in all the steps above.